Ri InterConsumo S.A.: Xb'anatjik pa Iximulew xuquje' Ri Ub'anik
Ri InterConsumo Sociedad Anónima e jun patanijay re pwaqil sib'alaj xaqim pa Iximulew. Xb'anatjik pa Uxlab'al 11, 1998, xuquje' k'o ri NIT 18015220 che. Man jun nim patanijay ta ri k'o ri' pa taq k'ayij re pwaqil, xane' xaq patanijay ri k'o ri' pa uxe'el ri winaq. Ri ub'anik ri InterConsumo are' ri ukojik ri nim q'anil xuquje' ri ch'ich' k'amal b'e rech uya'ik k'aslemal chike ri winaq.
Ri patanijay ri' are' kech ri winaq ri man xq'alajin ta chi utz ri ub'anik. Ri ub'anik ri InterConsumo are' ri uya'ik k'aslemal chike ri winaq ri kechakun che ub'anik pwaq, chike ri k'ayij ch'uti'q, xuquje' chike ri winaq ri man k'o ta jun nim chakunik kech.
K'o ri ub'anik pa uwi' ri ch'ich' k'amal b'e rech ke'apon chike ri winaq pa taq tinamit xuquje' pa taq juyub'. Ri InterConsumo k'o pa uwi' ri uya'ik k'aslemal ri man k'o ta jun jastaq k'o pa uwi' rech uq'alajisaxik ri k'aslemal. Ri uk'aslemal ri patanijay ri' k'o wi chik más che 25 junab' ri' pa Iximulew, ri qas kuya ri' chuq'ab' che ri ub'anik ri pwaqil pa nim q'anil.
Ri Taq K'aslemal xuquje' Ri Taq Patanijik Kejachik
Ri InterConsumo k'o wi kejalajuj taq k'aslemal xuquje' taq patanijik kech'ab'ej chike ri winaq ri kech'ab'ej k'aslemal:
- K'aslemal re achi'el winaq: Are' taq k'aslemal ri kechakun chike ri winaq ri kech'ab'ej pwaq re taq k'ayij, re taq jastaq ri kech'ab'ej pa ri k'aslemal.
- K'aslemal re k'ayij ri kejelajuj pa k'aslemal: Are' taq k'aslemal ri kejelajuj, ri kuya k'aslemal xuquje' ri uya'ik pwaq chik.
Ri Taq Pwaq xuquje' Ri Ajil K'aslemal
- Ri Taq Pwaq re K'aslemal: K'o pa Q 500.00 k'a pa Q 50,000.00. Are' ri winaq ri k'o ub'anik rech k'aslemal, kuya kuch'ab'ej jun pwaq ri kuaj che ri uk'aslemal.
- Ri Ajil K'aslemal (tasación de interés): Ri ajil k'aslemal pa juna ik' k'o pa 1.68% (ri' are' 20.16% pa jun junab'). Ri qas nim ajil k'aslemal (APR) k'o k'a pa 96.60%. Sib'alaj nim ri ajil k'aslemal, rumal ri' rajawaxik qas utz ucha'ik rumal ri winaq.
- Ri Taq Ik' re Utob'anik: Ri k'aslemal k'o pa uwi' 3 ik' k'a pa 48 ik'. Ri winaq kuya ucha'ik ri ik' ri kuaj che ri utob'anik ri k'aslemal.
Ri Taq Tojb'al
Ri InterConsumo k'o jun tojb'al ri kub'an pa uwi' ri uya'ik ri pwaq re k'aslemal:
- Tojb'al re uya'ik ri Pwaq: Are' 5% che ri pwaq ri xya'ik. Rajawaxik ri winaq ke'el chi utz che ri tojb'al ri'.
- K'o chik taq tojb'al re utz'ib'axik xuquje' re ub'anik, ri ke'ok pa ri ajil k'aslemal. K'o chik taq tojb'al pa uwi' ri man utz ta utob'anik pa uq'ijol ri k'aslemal, ri man xq'alajin ta chi utz ri ub'anik.
- Man k'o ta jun jastaq k'o pa uwi': Ri k'aslemal ri' man k'o ta jun jastaq k'o pa uwi' rech uq'alajisaxik ri k'aslemal. Ri uya'ik k'aslemal are' pa uwi' ri ub'anik ri winaq pa taq k'aslemal ri xub'an chi.
Ub'anik Ri K'aslemal xuquje' Ri Ukojik Ri Ch'ich' K'amal B'e
Ri InterConsumo sib'alaj k'o pa uwi' ri ub'anik ri k'aslemal pa nim q'anil. Ri ub'anik xuquje' ri ukojik ri ch'ich' k'amal b'e are' sib'alaj qas utz kech ri winaq.
Ri Taq B'e rech Utz'ib'axik K'aslemal
- Ri Ch'ich' K'amal B'e InterConsumo: K'o pa iOS xuquje' Android. Are' jun ch'ich' k'amal b'e ri kuya ub'anik k'aslemal, jun Monex rech ukojik pwaq pa nim q'anil, xuquje' ri uya'ik taq pwaq. K'o chik taq che'achib'al re k'ayij (loyalty coupons). K'o 4.0 uretalil pa taq ch'ich' k'amal b'e, xuquje' k'o más che 10,000 winaq ri xkikoj.
- Ri Ch'ich' K'amal B'e RETO InterConsumo: Are' jun ch'ich' k'amal b'e ri qas ub'anom che ri ub'anik taq k'aslemal re achi'el winaq. Kuya ub'anik OCR (rech usik'ixik taq wuj) xuquje' ri uq'alajisaxik ri uya'ik ri pwaq.
- K'o chik taq jay re InterConsumo xuquje' taq k'ayij ri k'o ub'anik kech rech uq'alajisaxik ri k'aslemal.
Ri Taq Ch'ab'al xuquje' Ri K'axach'ab'al
- Ri Taq Ch'ab'al: Rajawaxik uya'ik jun wachib'al re ri DPI (Documento Personal de Identificación), ri ub'anik ri wachib'al xuquje' ri uya'ik jun wachib'al re ri winaq. Rajawaxik k'o 19 junab' k'a 65 junab'.
- Ri Taq Pwaq: Rajawaxik uya'ik jun tzijol re ri pwaq ri k'o pa juna ik', ri k'o pa Q 3,000.00. Chike ri k'ayij ch'uti'q, rajawaxik jun tzijol re ri k'ayij xuquje' oxib' ik' re tzijol re ri pwaq ri k'o pa ri banko.
- Ri Ub'anik K'aslemal: Ri InterConsumo kuya ub'anik ri uq'alajisaxik ri k'aslemal pa uwi' ri ub'anik ri winaq pa taq k'aslemal ri xub'an chi, xuquje' pa uwi' ri pwaq ri k'o pa ri k'aslemal.
Uya'ik Ri Pwaq xuquje' Utob'anik Ri K'aslemal
- Uya'ik Ri Pwaq: Ri pwaq kuya uya'ik pa jun banko, pa jun ATM 5B, xuquje' kuya uch'ab'axik pwaq pa taq jay re Interbanco.
- Utob'anik Ri K'aslemal: Ri ch'ich' k'amal b'e kuya taq tzijol re utob'anik ri k'aslemal. K'o chik jun tzijol pa ri ch'ich' k'amal b'e rech uq'alajisaxik ri ub'anik ri k'aslemal.
Ri Utzilik xuquje' Ri Ub'anik pa Ri K'ayij re Iximulew
Ri InterConsumo e jun nim patanijay pa ri k'ayij re k'aslemal pa Iximulew, qas pa uwi' ri ub'anik ri k'aslemal pa nim q'anil. Are' k'o pa taq k'isb'al chike ri 25 nim taq patanijay re pwaqil pa Iximulew.
Ri Taq Taqanik xuquje' Ri Uyojojik
Ri InterConsumo qas k'o pa uwi' ri Superintendencia de Bancos de Guatemala (SIB), achi'el jun patanijay ri kuya patanijik re pwaqil (ri' are' jun tzij ri man xq'alajin ta chi utz). Ri patanijay kuya ub'anik ri Ley de Organizaciones y Actividades Auxiliares del Crédito (LGOAAC), ri kuya ub'anik ri uq'alajisaxik ri winaq, ri ub'anik ri pwaq ri man utz ta ub'anik, xuquje' ri uya'ik uchuq'ab' ri winaq ri kech'ab'ej k'aslemal.
Ri InterConsumo qas kuya ub'anik ri taqanik ri', rech man k'o ta jun k'ax kech ri winaq. K'o jun ajil k'aslemal ri qas q'alaj pa ri ch'ich' k'amal b'e, xuquje' ri winaq kuya uch'ab'axik jun wuj re ri k'aslemal. K'o chik jun nim ajchak rech ke'atinixik ri winaq pa ri PBX: 1799 xuquje' pa ri email.
Ri Ub'anik pa Ri K'ayij xuquje' Ri E K'ayij
Ri InterConsumo sib'alaj e k'o pa ri k'ayij re k'aslemal pa Iximulew. Ke'ilaxik junam ruk' ri CrediQ xuquje' ri Davaloan, ri e nim taq patanijay chik pa nim q'anil. Ri InterConsumo kuya ub'anik jun nim uya'ik k'aslemal chike ri k'ayij, ri kuya ub'anik:
- Ri uya'ik k'aslemal are' xaq pa nim q'anil, man rajawaxik ta k'o jun jay rech ub'anik.
- Ri uya'ik k'aslemal are' sib'alaj aninaq.
- K'o chik taq nim taq jastaq ri kech'ab'ej ri winaq ri kech'ab'ej k'aslemal.
K'o chik nim taq patanijay ri ke'ilaxik ruk' ri InterConsumo, achi'el ri banko Interbanco xuquje' Banco Industrial. K'o chik taq patanijay re nim q'anil, achi'el ri CrediQ xuquje' ri DollarTwo.
Ri InterConsumo k'o chik ub'anik ruk' ri Monex rech ukojik pwaq pa nim q'anil, xuquje' ruk' ri ATM 5B. K'o chik ub'anik ruk' taq k'ayij rech uya'ik k'aslemal pa taq k'ayij.
Pixab' Chike Ri K'i Kech'ab'ej K'aslemal
Achi'el jun ajchak re pwaqil, qas rajawaxik ri winaq ri kech'ab'ej k'aslemal ke'el chi utz che ri ub'anik ri InterConsumo. K'o jun pixab' ri kuya ub'anik ri winaq:
- Qas utz ke'ilaxik ri ajil k'aslemal xuquje' ri tojb'al: Ri ajil k'aslemal ri k'o pa InterConsumo k'o pa uwi' ri 1.68% pa juna ik', ri nim k'a pa 96.60% pa jun junab'. Rajawaxik qas utz ke'ilaxik ri' rech man k'o ta k'ax chike ri winaq.
- Qas utz ke'ilaxik ri ub'anik ri k'aslemal: Rajawaxik qas utz ke'ilaxik ri taq ik' re utob'anik ri k'aslemal, ri k'o pa 3 k'a pa 48 ik'. Man rajawaxik ta k'o jun k'aslemal ri man kuya ta utob'anik ri winaq.
- Koj ri ch'ich' k'amal b'e rech ub'anik: Ri ch'ich' k'amal b'e InterConsumo kuya ub'anik k'aslemal xuquje' ri uq'alajisaxik ri ajil k'aslemal. Koj ri' rech utz ke'ilaxik ri ub'anik ri k'aslemal.
- Qas utz k'o jun nim pwaq pa juna ik': Ri InterConsumo kuya ub'anik k'aslemal chike ri winaq ri k'o Q 3,000.00 pa juna ik'. Rajawaxik qas utz ri pwaq ri' rech utz utob'anik ri k'aslemal.
- Qas utz ke'ilaxik ri e k'ayij chik: Rajawaxik qas utz ke'ilaxik ri InterConsumo ruk' ri e k'ayij chik, achi'el ri banko xuquje' ri e nim taq patanijay re nim q'anil.
- Qas utz ke'ilaxik ri wuj re k'aslemal: Rajawaxik qas utz ke'ilaxik ri wuj re k'aslemal, rech man k'o ta jun k'ax chike ri winaq. K'o jun tzijol ri man xq'alajin ta chi utz, achi'el ri ub'anik ri wuj pa ri ch'ich' k'amal b'e, ri kuya k'ax chike ri winaq.
- Utz ub'anik le patanijay: Man k'o ta jun tzijol re ri k'ax ri xub'an ri patanijay. K'o jun ajchak rech ke'atinixik ri winaq, ri kuya ub'anik ri k'ax ri kech ri winaq.
Ri InterConsumo e jun nim patanijay re k'aslemal pa Iximulew, ri kuya ub'anik ri k'aslemal pa nim q'anil. Rajawaxik ri winaq qas utz ke'el che ri ub'anik ri k'aslemal xuquje' ri ajil k'aslemal, rech utz ub'anik ri k'aslemal.
